spendng
Where Spending and Saving go hand in hand
It’s time to say goodbye to wallet clutter with cash and multiple cards! Say ‘Hello’ to smarter spending with a smart card, designed thoughtfully to make your spending convenient and rewarding.
Instant Virtual Card
Smart Spending Experience
No Annual Fee
a feature-rich payment solution
Spendng Card
It’s not just another card - it’s a smart prepaid card that comes loaded with a myriad of features to make your everyday spending experience cashless, convenient, and rewarding..
Smart Add-on Cards
- Issue multiple cards linked to your primary account.
- Perfect for family sharing with customized controls.
- Each add-on card shares the same balance.
Advanced Security Features
- Block/unblock instantly with a single tap.
- For enhanced security, change your card number anytime.
- Real-time transaction alerts and monitoring
Complete Spending Control
- Set custom spending limits by category.
- Set parental control and monitoring.
- Restrict usage based on specific categories.
Transparent Transaction Tracking
- Gain clear visibility of all spendings.
- Detailed monthly expense reports.
- Stay up-to-date with balance in real time.
NATIONAL COMMON MOBILITY CARD
Payments Reimagined for the Digital World
Imagine stepping onto a metro or hopping off to catch a bus - all with just ONE card in your wallet. The Ministry of Housing and Urban Affairs of the Government of India has turned this imagination of convenience into reality with the innovative ‘One Nation One Card’ initiative.
Wait, there’s more: One single card powered by NCMC also simplifies everyday spending at your favorite Rupay-enabled retail stores, restaurants, and supports cash withdrawals through ATM whenever needed.
Multi-Modal Compatibility
Seamless payments across metro, buses, retail outlets, restaurants, and UPI platforms.
Trusted & Secure
Quick, cashless transactions through NFC technology - Just tap and go!
Digital-First Approach
No more cash counting; just a quick swipe or tap and you’re done.
Enhanced Security
Come with layers of protection, keeps your money secure wherever you go.
PAN India acceptance on the RuPay network,
including 250+ top brands!
REWARDS THAT COME WITH REAL VALUE
1 Reward Point = ₹1. Earn it. Use it
Travel
Transform your rewards into getaways! Use Spendng points to cover up to 20% of flights, hotels stays, and more.
Entertainment
Spend Less, Stream More! Use your points to cover up to 50% of your favorite subscription services..
Shopping
Fashion, gadgets, or grocery—use your reward points to pay up to 20% at brands you love.
Personal Care
Pamper yourself! Your reward points cover up to 40% at salons, spas, and wellness centers.
Our Trusted Reward Partners
quick & easy process
Effortless Digital On-boarding, Card Ordering, and Usage
1
Digital Onboarding
Simple, 100% digital sign up in seconds.
2
Verification in Minutes
Quick verification process that’s paperless and hassle-free.
3
Your Virtual Card is Ready to Use!
Get instant access to your virtual Spendng card instantly.
PARTNER WITH US
Take Your Business to New Heights!
Drive More
Customers
Attract high-value customers through Spendng’s reward system.
Grow Sales & Customer Retention
Reward-based spending drives repeat purchases.
Experience Seamless Integration
From setup to customer support, our team handles everything.
Employee Benefits & Rewards
- Companies can use Spendng Cards to distribute employee rewards, bonuses, or incentives in the form of preloaded spending power.
- Customizable with brand-specific vouchers or multi-brand spending options.
Expense Management Card
- Streamline corporate expense management by issuing Spendng Cards for travel, meals, office supplies, or team events.
- Real-time expense tracking and control via Spendng’s dashboard.
Sales Incentives & Channel Partner Rewards
- Distribute instant rewards to sales agents, channel partners, or distributors for achieving sales targets.
- Provide tailored brand vouchers or open-loop prepaid cards.
Marketing Campaigns & Customer Rewards
- Use Spendng Cards for contest prizes, customer rewards, or referral bonuses in marketing campaigns.
- Drive customer engagement by offering branded spending options.