A Digital Payment Solution that Brings REAL REWARDS

While other cards in market play hard to get with their promises, we’re here giving 100% cashback in reward points and amazing returns.

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Looking for a smart card that doesn't just promise but delivers?

Real Cashback & Rewards

Earn smart spending rewards with real, tangible value, every time.

Trusted & Secure

Enjoy bank-grade security that ensures risk-free transactions.

Maximum Convenience

Experience zero hassles with spending, earning, and redeeming.

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Transforming Everyday Spending into Rewarding Experiences for Millions of Indians

As India's premium smart card provider, Spendng delivers what others only promise - real cashback, real reward points and exceptional returns on your daily transactions. While other cards make you jump through hoops, we deliver straightforward value.

Every rupee spent with Spendng brings you closer to rewards that make a real difference in your financial journey.

1 Reward Point = ₹1

The Values that Drive Us

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Integrity

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Trust

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Security

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Inclusivity

Meet the Leaders

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Atul Agarwal

Co-founder & CEO, Spendng

“At Spendng, our mission goes beyond transactions. We believe financial empowerment shouldn’t come with complexities. That’s why, leveraging innovation in fintech space, we’ve created an ecosystem that bridges the gap between spending and saving through fintech innovation.”

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Himanshu Saraf

COO, Spendng

“Leveraging cutting-edge technology, we at Spendng are transforming the rewards landscape for both consumers & businesses. Our innovative smart card is designed to surpass all fluff and provide individuals with real rewards that have real value.”.

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Start Your Rewarding Journey Today!