MEET SPENDNG
A Digital Payment Solution that Brings REAL REWARDS
While other cards in market play hard to get with their promises, we’re here giving 100% cashback in reward points and amazing returns.


Get Spendng, the only card that keeps its word!
Looking for a smart card that doesn't just promise but delivers?
Real Cashback & Rewards
Earn smart spending rewards with real, tangible value, every time.
Trusted & Secure
Enjoy bank-grade security that ensures risk-free transactions.
Maximum Convenience
Experience zero hassles with spending, earning, and redeeming.



WHO WE ARE
Transforming Everyday Spending into Rewarding Experiences for Millions of Indians
As India's premium smart card provider, Spendng delivers what others only promise - real cashback, real reward points and exceptional returns on your daily transactions. While other cards make you jump through hoops, we deliver straightforward value.
Every rupee spent with Spendng brings you closer to rewards that make a real difference in your financial journey.
1 Reward Point = ₹1
OUR VALUES
The Values that Drive Us
Integrity
Trust
Security
Inclusivity
Testimonials
Meet the Leaders

Atul Agarwal
Co-founder & CEO, Spendng
“At Spendng, our mission goes beyond transactions. We believe financial empowerment shouldn’t come with complexities. That’s why, leveraging innovation in fintech space, we’ve created an ecosystem that bridges the gap between spending and saving through fintech innovation.”

Himanshu Saraf
COO, Spendng
“Leveraging cutting-edge technology, we at Spendng are transforming the rewards landscape for both consumers & businesses. Our innovative smart card is designed to surpass all fluff and provide individuals with real rewards that have real value.”.
USD0M+
Revenue Per Month
0+
Brands Associated
0+
Corporates Onboarded