Unlock
100% Cashback & 1% Returns,
Every Time!

Why settle for less when you can earn more on spendings? Pay with your Spendng Card and unlock rewards that give you real value on every transaction, every single time unlike other cards in the market.

Unlock 100% cashback and 1% returns with Spendng prepaid card

Terms and conditions apply. *

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Your Smart Card Reward are Just 3 Simple Steps!

Quick sign-up process for Spendng prepaid card

Sign up in Seconds

0% hassle, 100% paperless. Get access to your Spendng virtual card instantly.

Earn rewards by spending with Spendng card

Spend and Earn, Effortlessly

Use Spendng smart card for your daily expenses and watch your spents turning into rewards.

Redeem Spendng rewards at 250+ top brands

Redeem at 250+ Top Brands

Pay with your reward points at premium brands like Croma, Myntra, Amazon, and more.

Our Trusted Reward Partners

Redefining the way
you pay withSpendng Smart Card

Powered by NCMC (One Nation, One Card). No more app juggling. No more 'Better Luck Next Time' scratch cards. Spendng delivers what others only promise — One Card, Real Rewards, every time.

  • Utility Bills

  • FASTag Payments.

  • Metro & Bus Rides.

  • Travel Bookings.

  • Got Something Else.

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Use Spendng card at retail stores

Retail Store

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Shopping

Pay for dining experiences with Spendng card

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Convenient travel payments using Spendng card

Parking

Convenient travel payments using Spendng card

Bus

Convenient travel payments using Spendng card

Metro Station

Use Spendng card at retail stores

Retail

Convenient travel payments using Spendng card

Bus

Pay for dining experiences with Spendng card

Dinning

Convenient travel payments using Spendng card

Parking

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Shopping

Convenient travel payments using Spendng card

Metro Station

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With SPENDNG comes REAL REWARDS!

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Assured Cashback on Every Transaction

100% cashback and additional 1% returns. Not applicable on fuel purchase, utility bills, rent & wallet transfers.

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No Hidden Fee, No Fine Print

Just genuine rewards that add real value—no hidden charges, no last minute surprises and no complicated terms.

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Bank-Level Security Without the Risk

Connects to a separate wallet—not a bank account—and protects finances against cyber threats..

Full control of spending via Spendng mobile app
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Full Control at Your Fingertips

Allows instant change card numbers, set category spending limits, and single-tap block/unblock.

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Seamless UPI Payment Gateway Integration

Easy wallet top-up process via UPI for quick, hassle-free transactions anywhere, anytime.

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Instant, Hassle-Free Redemptions

Redeeming your Spendng Card Reward Points is a breeze - redeem and use on your next purchase.

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Bank-level security with Spendng prepaid card

Spend with confidence

At Spendng, we care about your safety and security.

  • tickBank-Level Encryption - Transactions backed with 256-bit encryption and advanced security protocols
  • tickFraud Protection - AI-backed protection against frauds and unauthorized access.
  • tick Secure Payments - Verified by Visa, Mastercard SecureCode, and trusted banking partners.
  • tick Privacy First - No personal data shared without prior consent.

Spend Big.
Earn More.

Meet Spendng - the best prepaid card in India that revolutionizes your daily spending. While other cards in market play hard to get with their promises, we’re here giving assured 100% cashback in reward points and amazing returns.

Think you’ve got the most rewarding card? Think Again!

Real Cashback & Rewards

Earn smart spending rewards with real, tangible value, every time.

Trusted & Secure

Enjoy bank-grade security that ensures risk-free transactions.

Maximum Convenience

Experience zero hassles with spending, earning, and redeeming.

Premium Partner Network

Redeem reward points across 250+ top brands.

Take Your Business to New Heights!

Drive More
Customers

Attract high-value customers through Spendng’s reward system..

Grow Sales & Customer Retention

Reward-based spending drives repeat purchases.

Experience Seamless Integration

From setup to customer support, our team handles everything.

Make every spending count with the most rewarding smart card!