HOW SPENDNG WORKS?
Your Smart Card Rewards are Just 3 Simple Steps Away!
Sign Up in Seconds
0% hassle, 100% paperless. Get access to your Spendng virtual card instantly.
Spend and Earn, Effortlessly
Use Spendng smart card for your daily expenses and watch your spends turning into rewards.
Redeem at 250+ Top Brands
Pay with your reward points at premium brands like Croma, Myntra, Amazon, and more.
Our Trusted Reward Partners
what’s in it for you?
Redefining the way
you pay with Spendng Smart Card
Powered by NCMC (One Nation, One Card). No more app juggling. No more 'Better Luck Next Time' scratch cards. Spendng delivers what others only promise — One Card, Real Rewards, every time.
Utility Bills
FASTag Payments.
Metro & Bus Rides.
Travel Bookings.
Got Something Else?
Retail Store
Shopping
Dinning
Parking
Bus
Metro Station
Retail
Bus
Dinning
Parking
Shopping
Metro Station
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Reward Partners
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Reward Listed
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Reward Partners
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Why Choose Spendng?
With SPENDNG Comes REAL REWARDS!
Assured Cashback on Every Transaction
100% cashback and additional 1% returns. Not applicable on fuel purchase, utility bills, rent & wallet transfers.
No Hidden Fee, No Fine
Print
Just genuine rewards that add real value—no hidden charges, no last minute surprises and no complicated terms.
Bank-Level Security Without the Risk
Connects to a separate wallet—not a bank account—and protects finances against cyber threats..
Full Control at Your
Fingertips
Allows instant change card numbers, set category spending limits, and single-tap block/unblock.
Seamless UPI Payment Gateway Integration
Easy wallet top-up process via UPI for quick, hassle-free transactions anywhere, anytime.
Instant, Hassle-Free
Redemptions
Redeeming your Spendng Card Reward Points is a breeze - redeem and use on your next purchase.
SECURITY COMES FIRST
Spend with confidence
At Spendng, we care about your safety and security.
Bank-Level Encryption : Transactions backed with 256-bit encryption and advanced security protocols - Fraud Protection : AI-backed protection against frauds and unauthorized access.
- Secure Payments : Verified by Visa, Mastercard SecureCode, and trusted banking partners.
- Privacy First : No personal data shared without prior consent.
About spendng CARD
Spend Big.
Earn More.
Meet Spendng, the best prepaid smart card that revolutionizes your daily spending. While other cards in the market play hard to get with their promises, we’re here giving assured 100% cashback in reward points and amazing returns.
Think you’ve got the most rewarding card? Think Again!
Real Cashback & Rewards
Earn smart spending rewards with real, tangible value, every time.
Trusted & Secure
Enjoy bank-grade security that ensures risk-free transactions.
Maximum Convenience
Experience zero hassles with spending, earning, and redeeming.
Premium Partner Network
Redeem reward points across 250+ top brands.
PARTNER WITH US
Take Your Business to New Heights!
Drive More
Customers
Attract high-value customers through Spendng’s reward system.
Grow Sales & Customer Retention
Reward-based spending drives repeat purchases.
Experience Seamless Integration
From setup to customer support, our team handles everything.